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UrbanMount Global Terms Of Use

Last Updated: December 29th 2024

Updated over 2 months ago

1. Acceptance and Legal Agreement

1.1 Overall Acceptance.

These Terms of Service (“Agreement”) form a legally binding contract between you (hereafter “User,” “you,” or “your”), and UM Technologies Inc. d/b/a UrbanMount (“UrbanMount,” “we,” “us,” or “our”), a Delaware corporation. By registering for an account, accessing any part of the UrbanMount Platform (including, but not limited to, our websites at www.urban-mount.com, app.urban-mount.com, the UrbanMount mobile application, and the UrbanMount for Pros mobile application), or otherwise using our services, you represent that you have carefully read, understand, and agree to all terms and conditions within this Agreement. If you do not agree to any portion of these Terms, you must immediately discontinue using the UrbanMount Platform.

1.2 Purpose and Scope.

This Agreement applies to both:

  1. Clients: Individuals or entities seeking to obtain home services or similar tasks from independent contractors who present themselves on the UrbanMount Platform;

  2. Specialists: Individuals or legal entities offering or performing these services for Clients, typically as independently established businesses or tradespersons.

Any references to “User” or “Users” may encompass both Clients and Specialists, or just one group, depending on the context. Where certain clauses apply specifically to Specialists or to Clients, it is so indicated.

1.3 Updates and Supplementary Policies.

Certain portions of our Platform may require you to agree to additional rules or guidelines (“Supplementary Policies”), such as the SafeStay Assurance, the UrbanMount Credits policy, the Performance Score guidelines, or other references. Those rules are hereby incorporated by reference and form part of this Agreement. If the event of a direct conflict between this Agreement and a separate policy, the terms of that separate policy will control solely with respect to the conflict and only if the policy explicitly states that it overrides this Agreement.

1.4 Age and Authority Requirements.

You affirm that you are at least eighteen (18) years of age or older, or of the age of majority in your jurisdiction if higher, and that you have the capacity to enter into binding contracts. If you use or register an account on behalf of a company, organization, or other legal entity, you represent and warrant that you have all necessary power and authority to bind that entity to this Agreement.

1.5 Refusal of Service.

UrbanMount may, at its sole discretion, refuse, suspend, or terminate accounts or access to the Platform for any User who violates these Terms or if we suspect any fraudulent activity, legal risk, or anything else that may harm the Platform or Users.


2. Key Highlights and Notices

2.1 Marketplace Nature.

UrbanMount is a technology marketplace. We do not directly provide the home services that Clients request. Instead, we offer an online system that helps Clients find and schedule Specialists. We do not employ Specialists; rather, they are independent contractors wholly separate from UrbanMount’s corporate structure.

2.2 No Guarantee of Results.

Because Specialists operate as independent providers, UrbanMount cannot guarantee that any service will meet a particular quality standard, timeframe, or outcome. We also cannot guarantee a Specialist’s credentials, licensing, background check accuracy, or insurance coverage, beyond disclaimers in Section 7.

2.3 SafeStay Assurance.

UrbanMount does provide a last-resort property-damage coverage program, known as SafeStay, subject to conditions and sub-limits (Section 10). This is not a warranty or insurance product and does not cover personal injury or intangible harms.

2.4 Mandatory Arbitration and Class Action Waiver.

Most disputes with UrbanMount (for U.S. residents) must be resolved through final, binding arbitration, on an individual basis, unless your jurisdiction forbids such a clause (see Section 21). You waive your right to be a class representative or class member.

2.5 Terms Evolve.

We may modify these Terms (and any referenced policies) at any time, and your continued use after changes indicates acceptance of the revised version.


3. The UrbanMount Platform

UrbanMount uses its websites and mobile applications to connect Clients who need short-term services (examples: furniture assembly, TV mounting, cleaning, moving, painting, etc.) with Specialists who can complete them. We strive to provide robust features such as scheduling modules, payment processing, chat communications, limited background checks on Specialists, and the SafeStay Assurance. However, we do not supervise or control how a Specialist completes a particular job, nor do we guarantee a Specialist’s qualifications or outcomes.

3.1 Technology Role.

UrbanMount’s offerings are strictly administrative in nature:

  • We enable postings or listings of Service requests.

  • We facilitate chat, scheduling, and digital signatures or acknowledgments.

  • We process or coordinate payments through a third-party provider.

  • We may provide optional rating, review, or Performance Score systems.

3.2 No Employment Relationship.

We are not a party to any direct contract formed between a Client and Specialist. The Specialist decides how best to accomplish a Service and is not UrbanMount’s employee, agent, or partner in any joint venture. Clients must handle the direct details (price negotiations, scope of tasks, scheduling confirmations) with the Specialist.

3.3 Geographic Reach.

UrbanMount currently provides its Platform in the United States. If you access the Platform from anywhere outside the U.S., you do so at your own discretion and are responsible for complying with local laws. The references, disclaimers, or obligations in these Terms are primarily oriented toward U.S. legal frameworks unless otherwise stated.


4. User Eligibility and Representations

4.1 Minimum Age, Authority, and Capability.

Every User represents that they:

  1. Are at least 18 years old or of the legal age in their jurisdiction.

  2. Are able to form legally binding obligations.

  3. Will comply with all applicable local, state, national, or international laws in connection with their use of the Platform.

4.2 Veracity of Registration Information. Y

ou agree to provide accurate personal or company information, contact details, and payment methods. You further agree to keep all such information current.

4.3 Corporate or Business Use.

If you register an account on behalf of a company or organization, you confirm you have the legal authority to act on its behalf and bind it to these Terms.

4.4 Dormant Accounts.

Should your account remain inactive (i.e., no successful bookings, no new requests, or no transactions) for six (6) consecutive months, UrbanMount may levy a dormant account fee (up to $10/month, where permitted by law) until your account is reactivated or your promotional credit balance (if any) is exhausted. We will notify you via email or in-app message if we begin charging such a fee.


5. Relationship: Specialists and Clients

UrbanMount disclaims any control over, or responsibility for, the performance of a Specialist or the final outcome of a Service.

5.1 Independent Contractor Status.

Specialists who list their availability or accept jobs on UrbanMount do so as independent businesses. They set their own rates (subject to certain structured booking methods, like AutoMatch), provide their own tools and materials, and decide how best to perform each Service. No aspect of this Agreement creates an employer-employee relationship, and no Specialist is authorized to act on behalf of UrbanMount in any manner.

5.2 Client’s Duty to Vet.

Clients acknowledge they must:

  • Evaluate the Specialist’s profile, credentials, or references.

  • Confirm the Specialist holds the required licenses or qualifications, if needed.

  • Determine the Specialist’s suitability, including any background checks or skill verifications.

UrbanMount only performs limited background checks as described in Section 7, without guaranteeing completeness or accuracy.

5.3 Use of Assistants or Subcontractors.

A Specialist may involve helpers if the Client agrees, but the Specialist remains fully liable for paying or supervising those helpers. UrbanMount neither vets these helpers nor assumes liability for their acts or omissions.

5.4 Client’s Agent.

A Client may designate a friend, family member, neighbor, or other third party (“Client’s Agent”) to manage the Service on their behalf. The Specialist may accept instructions from the Client’s Agent as though they were from the Client. The Client takes full responsibility for that Agent’s instructions and acts.


6. Booking Methods and Service Agreements

UrbanMount provides three main booking processes: AutoMatch, Direct Booking, and Custom Offers. Regardless of the method, once the Specialist and Client mutually accept, they form a legally binding Service Agreement directly with each other.

6.1 AutoMatch.

  1. Upfront Pricing: Clients may enter specific tasks or itemized services (e.g., assembling a certain piece of furniture, mounting a TV up to a certain size). The Platform calculates a price based on location, complexity, or size categories.

  2. Automatic Dispatch: UrbanMount’s system, using proprietary logic (including Performance Scores), attempts to match the request with an available Specialist. This process may take up to twelve (12) hours to find a suitable match. If fewer than five Specialists in that zip code meet the basic criteria or no one accepts, the Client may be prompted to use Direct Booking or no match may be found at all.

  3. Reassignment Window: Once the Specialist has accepted, the Client can request a different Specialist within the first hour if dissatisfied with the Specialist’s qualifications or rating. This change is free of charge if initiated in that 1-hour window.

  4. Acceptance: After one hour or upon the Client’s explicit approval, the Specialist-Client contract is deemed locked in. Any subsequent changes or cancellations are subject to the cancellation policies in Section 9.3.2.

6.2 Direct Booking.

  1. Client Selection: The Client manually browses a list of Specialists serving their zip code. The list order may reflect the Specialist’s Performance Score or other ranking criteria.

  2. Custom Quote: If the Specialist chooses, they can propose a custom quote. The Client may accept, negotiate, or reject it. If the Client rejects, they cannot re-invite that particular Specialist for seven (7) days, but can search for others.

  3. Formation: Once the Client formally accepts, a direct contract arises. UrbanMount is not a party to that agreement. Changes to the service scope or cost require an updated or newly sent custom quote or negotiated “change” request.

6.3 Custom Offers (Including Off-Platform Links).

  1. Unique Offer: A Specialist can create a custom service link and share it with a Client (on or off the Platform). The Client must click or otherwise confirm acceptance.

  2. In-App Chat Restriction: Until the Client accepts, the UrbanMount in-app chat might remain limited or unavailable. This is a design to ensure a committed job scope is in place before extensive negotiations on the Platform.

  3. Binding Contract: Acceptance of a custom offer finalizes the direct Service Agreement. Additional disclaimers or “individual policies” the Specialist attaches cannot override or disclaim UrbanMount’s Terms or disclaim the Specialist’s liability.

  4. Mid-Service Changes: If, mid-project, the Client requests additional tasks or items beyond the original scope, the Specialist must open the “request a change” flow in the job details. Both must accept the newly added fees or tasks. No additional fee is enforceable unless confirmed within the Platform.

6.4 Service Agreement Formation.

Whichever method is used, once an acceptance occurs, the Specialist and Client are deemed to have formed a Service Agreement. UrbanMount is never a party to that agreement, though we provide tools (like chat, scheduling, or custom-offer modules) that facilitate it.

6.5 Negotiations, Reassignments, and Cancellations.

The parties are free to negotiate schedules, scope, or price (subject to platform policies). Reassignments in AutoMatch must occur within the first hour if free, or the Client may face a cancellation fee. Cancellations—both by Clients and by Specialists—may result in certain charges or withheld payouts under Section 9.3.2. There is no guaranteed “emergency exception” to override these fees.


7. Background Checks and Insurance-Related Disclaimers

7.1 Background Checks.

UrbanMount may coordinate background checks via a third-party provider (e.g., Checkr) for Specialists upon initial onboarding or periodically. We do not warrant or ensure:

  • The completeness or timeliness of the check,

  • That a Specialist has no criminal or civil red flags,

  • That the check data remain accurate at any given time.

Specialists are responsible for any fees associated with such checks. UrbanMount may place temporary limitations until the background check is cleared.

7.2 Insurance Verification.

Specialists can submit insurance documentation to display an “Insured” badge. However:

  1. We do not guarantee the policy is genuine, current, or sufficient.

  2. Fraudulent or expired documents can be submitted without our knowledge.

  3. Any reference to a Specialist being “insured” does not imply UrbanMount’s endorsement or that coverage definitely applies to your job.

7.3 Additional Disclaimers of Accuracy.

The designations “licensed,” “background-checked,” or “insured,” as well as any rating or “badge,” merely indicate that the Specialist has met certain platform registration steps. Clients must perform their own due diligence. UrbanMount disclaims all liability for misrepresentations made by a Specialist about licensing or insurance.


8. User Accounts and Credentials

8.1 Registration Process.

Users must provide an email, phone number, password, and potentially additional personal data. Specialists, in particular, must provide additional details on their skill sets, service areas, insurance, and banking info for payouts (handled through a third-party processor, typically Stripe).

8.2 Password Security.

You are entirely responsible for all activities under your credentials and for safeguarding them. If you suspect any unauthorized use of your account, immediately contact UrbanMount at [email protected].

8.3 Multiple or Fraudulent Accounts.

You shall not create multiple accounts to evade restrictions, commit fraud, or artificially boost your visibility. Doing so may result in suspension, withheld funds, or complete account termination.


9. Payments and UrbanMount Credits

9.1 Payment Authorization and Fees.

By booking or purchasing anything on the Platform, you authorize UrbanMount (or our third-party processor) to charge your designated payment method for any service fees, sales taxes, trust/support fees, or other amounts you agreed to. Where suspicious or fraudulent activity is suspected, we may require additional identification or payment verification.

9.1.1 Trust & Support Fee.

UrbanMount may impose a separate fee on each job to cover background checks, insurance administration, customer service, and platform support. This is distinct from the Specialist’s labor charge and is displayed at checkout.

9.1.2 Price Changes and Errors. Should we discover a pricing error (for instance, a location-based fee miscalculation), UrbanMount may correct it by charging or crediting the method on file. The final accepted price or custom offer is generally binding, unless it was based on inaccurate or false info from the Client (e.g., booking a job for a “32-inch TV” that is actually “85 inches”).

9.2 Taxes and Withholdings.

  • Specialists handle their own income, sales, or business tax obligations. UrbanMount is not your employer and does not withhold taxes on your behalf.

  • Clients may be required to pay or self-report certain taxes, depending on local laws. UrbanMount only collects or remits taxes if explicitly mandated by law in certain jurisdictions.

  • If UrbanMount does facilitate or collect “sales taxes” or equivalents, you authorize us to do so. This does not absolve you from verifying your own tax compliance.

9.3 Refunds, Cancellations, and Chargebacks.

9.3.1 Refund Policy.

UrbanMount generally does not guarantee refunds after your payment is processed, except under promotional “guarantees” or the SafeStay program (Section 10). However, we reserve the right to issue credits or partial refunds under specific, exceptional scenarios.

9.3.2 Cancellation Policy.

  1. Cancellation by Client: If you cancel a scheduled service within twenty-four (24) hours of the slated start, you may be charged the full service fee (up to $150) or an amount previously disclosed. This fee can be automatically assessed by the system. If you previously rescheduled under 24 hours and then later cancel, the same fee generally applies. No absolute “emergency exceptions” exist.

  2. Cancellation by Specialist: If the Specialist initiates the cancellation, typically no cancellation fee is assessed to the Client. However, if a Specialist repeatedly cancels last-minute, the Specialist’s Performance Score may drop (Section 13) or UrbanMount may impose other penalties.

  3. Mid-Service Cancellations: If a job is partially done but the Client decides to stop the Specialist, we strongly urge both parties to resolve any partial payments or refunds through chat or a custom “change” or partial service completion submission. Absent mutual agreement, standard policies apply.

  4. No Show: If a Specialist fails to appear or the Client is absent from the location, we handle the resulting fees or refunds in line with these policies and any local or promotional rules.

  5. Exceptions: No broad “emergency carve-out” removes the cancellation fee. We will not routinely investigate personal claims of an “emergency.” If a client or specialist strongly disputes the fee, they may contact UrbanMount support with supporting documentation, but relief is not guaranteed.

9.3.3 Chargebacks.

If you, as a Client, initiate a credit card dispute or chargeback, UrbanMount will investigate. If the Specialist has been paid out, we may withhold or offset future payments to that Specialist until the dispute resolves. If we suspect fraudulent or high-risk patterns, we may hold payments or freeze your account. Specialists acknowledge that if a client successfully wins a chargeback, we may deduct that amount from the Specialist’s payout balance or future earnings.

9.4 UrbanMount Credits (UM Credits).

We sometimes issue UM Credits for promotional or goodwill reasons. They have no cash value, cannot be resold or transferred, and typically expire after one (1) year unless otherwise specified in writing. Once applied to a booking, the credit portion is not returned if you cancel or get a partial refund; only the remaining monetary portion is refunded if applicable. UrbanMount reserves the right to alter or discontinue credit programs at any time. Disputes about credit balances are decided by UrbanMount at its sole discretion.


10. SafeStay Assurance

10.1 Purpose and Scope

The SafeStay Assurance (“SafeStay”) is a limited, last-resort customer support program offered by UrbanMount for property damage or theft that allegedly occurs during a Professional Service booked and fully paid through the UrbanMount Platform. SafeStay is not an insurance policy, nor does it create any personal injury guarantee or intangible harm compensation. Instead, it provides a potential avenue for Clients to seek financial recourse for specific types of property-related losses arising directly from a Specialist’s negligence or deliberate misconduct. SafeStay remains at all times a voluntary benefit that UrbanMount, in its sole discretion, may offer, modify, or discontinue. This program does not replace or override any personal insurance policy that a Client or Specialist may (or may not) carry, and it does not constitute legal coverage akin to a regulated insurance product.

UrbanMount does not serve as an insurer under this program and, accordingly, we cannot and do not guarantee that any particular claim will be approved or compensated. SafeStay exists to provide a measure of reassurance to Clients who experience covered property losses caused by a Specialist’s actions during a fully completed and paid Service on UrbanMount, subject to the conditions, exclusions, and eligibility requirements outlined herein.

10.2 Coverage Amounts and Overall Limits

At UrbanMount’s discretion, if a claim meets the eligibility criteria described below, and after we complete our internal review, we may take one of two actions: (1) arrange to have the Professional Service re-performed or remedied by a different Specialist, or (2) provide a monetary payment (often referred to as compensation) up to the following sub-limits. These monetary limits reflect the maximum that UrbanMount may pay under SafeStay for any single booked Service:

  • Property Damage Caused by Negligence: Up to two thousand five hundred U.S. dollars (USD $2,500) total per occurrence for property damage directly resulting from a Specialist’s negligent performance of the Service.

  • Stone Surfaces and Flooring: Up to one thousand U.S. dollars (USD $1,000) specifically for damage to flooring or countertops made of granite, marble, or similar stone materials if the direct negligence of the Specialist caused the damage. Any such partial coverage for stone surfaces does not stack on top of the $2,500 limit for other property damage; it is included within it or limited to $1,000, whichever is lesser for that specific stone-related portion.

  • Theft: Up to two thousand five hundred U.S. dollars (USD $2,500) in the aggregate if the Specialist is found, in UrbanMount’s assessment, to have committed theft of the Client’s property during the performance of the Service.

No scenario allows coverage to exceed USD $2,500 in total for any single booked Service occurrence. If multiple categories of damage (e.g., stone surface plus regular property) overlap, each sub-limit applies only to that category, and the total combined payout still may not exceed USD $2,500. If the Service is structured as recurring appointments or multi-day tasks, each “appointment” or “phase” is treated separately for coverage purposes.

10.3 Eligibility Requirements

In order for a claim to be considered for SafeStay, all the following requirements must be satisfied:

  1. Full Payment Through UrbanMount. The Service must have been both scheduled and paid for entirely via the UrbanMount Platform. Services arranged or partly paid off-platform are not eligible.

  2. Timely Notice of Damage. You must notify UrbanMount in writing, typically via our Help Center at www.urban-mount.com/help, within seventy-two (72) hours after the Specialist’s completion of the Service. Reporting a problem later than 72 hours means the claim is automatically ineligible under SafeStay. For recurring appointments, each session is treated as a distinct event: the clock starts upon completion of each discrete appointment.

  3. Account in Good Standing. Your UrbanMount account must not be flagged for prior breaches, unpaid balances, suspicious activity, or any other violation of our Terms of Service. Users with suspended or delinquent accounts cannot seek SafeStay coverage.

  4. Disclosure of Fragile or High-Value Items. If the damage or theft involves valuables that the Client failed to mention or secure, and those items were not disclosed or discussed with the Specialist prior to the Service, coverage may be partially or wholly denied. Clients must communicate the presence of fragile or especially valuable items before the task begins.

  5. No Breach of Terms. You must not have violated the Terms of Service, including these SafeStay provisions or other platform rules, and you must not have engaged in fraudulent or abusive behavior.

  6. Primary Insurance First. If you (the Client) hold a homeowner’s, renter’s, umbrella, or similar policy that covers the relevant loss, you must file under your own insurance before seeking SafeStay. SafeStay is secondary and will only consider losses not fully covered by your primary policy.

Any claim that fails any of these criteria is immediately disqualified from consideration under SafeStay.

10.4 Exclusions and Non-Covered Scenarios

SafeStay does not apply to every potential problem that might arise. The following are key exclusions:

  1. Services Booked or Paid Outside UrbanMount: If you engaged the Specialist independently of or only partially through UrbanMount, coverage does not apply.

  2. Merchandise or Manufacturer Defects: The product or item being assembled or installed is not covered if it arrives defective or fails. Only damage caused by the Specialist’s negligence while installing is potentially considered.

  3. Acts of Nature: Pollution, earthquakes, hurricanes, flooding, tornadoes, or other weather and catastrophic events are outside SafeStay coverage.

  4. Loss of Market or Income: UrbanMount does not reimburse lost profits, business interruption, or other consequential damages.

  5. Value Beyond Item’s Replacement: If the item’s actual replacement cost (minus depreciation) is lower than the coverage cap, only that lesser amount is considered. We do not cover sentimental or intangible valuations or artificially inflated appraisals.

  6. Client Actions or Third-Party Interference: If the damage is traced to the Client’s own instructions, errors, or a third party not booked through UrbanMount, coverage is disallowed.

  7. Normal Wear and Tear / Cosmetic: Minor scratches or general “wear” do not qualify. Items must have become functionally or significantly damaged by the Specialist’s mistake.

  8. Fine Arts, Antiques, or Collectibles: Rare or high-value items (like paintings, sculptures, valuable rugs, coins, or jewelry) are specifically excluded if their damage value exceeds typical household goods or if the Client fails to provide official appraisals.

  9. Electronic Data or Digital Content: Loss of computer files, software data, or intangible information is not covered.

  10. Services Outside the Agreed Work Area: Any repairs, expansions, or tasks not part of the original scope or physically outside the booked area are excluded.

  11. Pets and Common Areas: Coverage is not provided for pet injuries, nor for damage occurring in building-wide common areas (e.g., hallways, lobbies) that are not solely under the Client’s control.

  12. Taxes and Shipping: SafeStay does not pay shipping costs, replacement taxes, or associated fees.

  13. Unlawful or Non-Compliance: Tasks that violate local codes or laws, or tasks performed in a manner contrary to the UrbanMount Terms, are not covered.

  14. Latent Premises Defects: Underlying property issues (e.g., rotted beams, faulty wiring) that lead to further damage are beyond SafeStay’s scope.

  15. Insufficient or Late Documentation: Failure to provide images, receipts, or a police report (in theft cases) within the required time frames makes the claim ineligible.

  16. Post-Service or Separate Event: If an incident surfaces after an unrelated event or well after the 72-hour window, coverage is barred.

10.5 Primary Insurance as the First Resort

Clients must use any applicable homeowner’s, renter’s, or other property insurance prior to seeking coverage under SafeStay. Only if those avenues are exhausted or partially insufficient does SafeStay come into play for the uncovered remainder, subject to our maximum caps. By submitting a SafeStay claim, you agree you have either filed under your own policy or confirmed that no coverage exists.

10.6 Monetary Limits and Aggregation

SafeStay has strict caps per occurrence. For general property damage not involving stone surfaces, the maximum is USD $2,500. For specialized damage to stone or granite surfaces, the maximum is USD $1,000. Theft coverage is capped at USD $2,500 in aggregate. No single Service or occurrence can exceed the overall cap of USD $2,500, even if there are multiple categories of damage.

10.7 Filing a Claim and User Obligations

To submit a claim:

  1. Timely Notification: Contact UrbanMount within seventy-two (72) hours of the Specialist finishing the job. Delayed reporting forfeits coverage.

  2. Claim Form Completion: UrbanMount may require you to fill out and return a detailed claim form within seven (7) days. If not received within that timeframe or if incomplete, the claim will close.

  3. Documentation: You may need to produce proof of ownership (e.g., receipts, bills of sale), proof of the item’s current or depreciated value, and photographic or video evidence of the damage or condition pre- and post-service. For alleged theft, a valid police report is often required.

  4. Mitigation: You must preserve the damaged item in its immediate post-incident state to the best of your ability, so our staff or insurers can inspect it if necessary.

  5. Cooperation and Inspection: By making a claim, you give UrbanMount or any authorized service providers permission to enter your location (if requested) for inspection, photography, or to perform repairs if we choose that remedy.

  6. Release Agreement and Subrogation: If UrbanMount agrees to pay some or all of the claim, you must sign a release within fourteen (14) days. This release may assign us the right to pursue the Specialist or other liable parties for recovery. Failure to sign the release nullifies the claim.

  7. Depreciation Consideration: Any approved compensation for an item’s physical damage typically factors in standard depreciation based on the item’s original cost, age, or condition.

If these conditions or any policy guidelines are not met, the claim may be denied in whole or part.

10.8 Remedies and Withholding from Specialists

When SafeStay pays a Client for damage or theft that we determine stems from a Specialist’s negligence or misconduct, we reserve the right to withhold the corresponding sum from that Specialist’s upcoming payouts or any other funds on file. We may also pursue legal action (subrogation) directly against the Specialist or the third party for reimbursement of amounts paid out under SafeStay.

10.9 No Guarantee of Personal Safety or Comprehensive Protection

SafeStay is purely a voluntary measure to assist Clients with specific property losses. It does not:

  • Guarantee the Specialist’s skill, licensing, or professional standards;

  • Provide coverage for personal injuries, lost wages, or intangible harm;

  • Extend coverage beyond the stated sub-limits or categories;

  • Replace your personal insurance or protect you from all possible risks or hazards.

Users remain solely responsible for taking ordinary precautions, securing valuables, and ensuring they understand the Specialist’s capabilities.

10.10 UrbanMount’s Final Discretion

All determinations under SafeStay, including but not limited to whether a claim is valid, how much is paid, or whether partial coverage applies, are made by UrbanMount in its sole and absolute discretion. Even if you meet all listed criteria, UrbanMount is not obligated to approve or pay any claim. We may alter or discontinue SafeStay at any time for future bookings, though claims related to then-pending or prior services may be processed under the program rules in effect at the time of booking.

If you have any questions about SafeStay coverage, or if you need to file a claim, please visit www.urban-mount.com/help or contact us at ([email protected]).


11. Service Agreements Between Users

A Service Agreement is the direct relationship formed once a Specialist accepts a request or a Client accepts an offer. UrbanMount’s Terms do not convert into an employment arrangement or any legal partnership. The Client and Specialist handle the scope, scheduling, changes, mid-service additions, or even partial completions. Nothing can override UrbanMount’s disclaimers or liabilities. If the Client designates an agent, the Specialist may rely on that agent’s direction. If the Specialist uses subcontractors or assistants, it must be with the Client’s approval, and the Specialist remains liable for any performance or compensation issues.


12. User Representations and Warranties

All Users warrant that:

  1. They will follow all local, state, and federal laws, regulations, and codes relevant to the tasks or usage of the Platform.

  2. The content or data they provide is accurate and does not infringe on any third-party’s intellectual property or privacy rights.

  3. Specialists specifically affirm they are customarily engaged in an independently established trade, maintain or will maintain any insurance required by their state or localities, and hold any required professional license or permit.

  4. Neither the Client nor the Specialist will misuse the system to scam, harass, or conduct any illicit activity.

Violations may lead to immediate suspension, withheld payments, termination, or referral to law enforcement if warranted.


13. Performance Score

13.1 Overview and Purpose

UrbanMount calculates a proprietary “Performance Score” for each Specialist who provides Services through the UrbanMount Platform. This Score is an internal administrative tool used primarily to determine which Specialists appear more prominently in search results or receive priority for AutoMatch service requests. By applying a consistent scoring mechanism, UrbanMount aims to optimize how Clients and Specialists connect, while not guaranteeing any particular outcome for any specific Specialist.

13.2 Contributing Factors and Algorithmic Method

The Performance Score is determined by an algorithm that weighs several operational and user-experience metrics. While UrbanMount does not disclose the exact formula or the relative weight of each metric, the Score may encompass elements such as acceptance rate for new requests, promptness and reliability of completions, average star ratings and written feedback from Clients, responsiveness in the in-app chat or custom-offer negotiations, historical patterns of no-shows, short-notice cancellations or negative experiences, and ongoing compliance with background check verifications or insurance updates. In addition, any repeated breaches of UrbanMount’s Terms of Service, multiple SafeStay claims attributed to the Specialist’s actions, or repeated policy violations may adversely impact the Score. By aggregating these data points, the system strives to reward consistent, high-quality performance while identifying those Specialists who might pose higher risks or deliver suboptimal experiences.

13.3 Negative Events and Their Impact

Negative events—such as a Specialist failing to appear for a confirmed appointment (“no-show”), repeatedly canceling appointments on short notice, generating numerous Customer complaints, or otherwise committing policy infractions—will typically reduce the Performance Score. The degree of impact depends on the gravity and frequency of the incidents. Specialists should keep in mind that a single problematic event can lower their overall Score, particularly if it suggests a broader pattern of unreliability. In the event a Specialist disagrees with a negative mark on their record, or believes mitigating circumstances exist—for instance, a Client’s threatening behavior or safety concerns at the job site—they may contact UrbanMount support and request a formal review. Although UrbanMount reserves the right to maintain any scoring decisions, it may, in its sole discretion, grant exceptions, adjust penalties, or remove negative notations if presented with sufficient credible evidence. Under special conditions—such as a documented threat to personal safety—UrbanMount may also decide not to penalize the Specialist at all. The Specialist, however, must provide reasonable documentation or records (such as chat threads, photos, or police reports) to substantiate these claims.

13.4 Adjustments, Challenges, and Appeals

A Specialist who sees an unexplained or seemingly inaccurate drop in their Performance Score can raise the issue with UrbanMount support. Our support team may then evaluate all available information, including the job details, chat transcripts, timestamps for acceptance and completion, or any client-supplied evidence of misconduct or dissatisfaction. UrbanMount, though, is not obligated to revise the Score simply because a Specialist challenges it. The ultimate determination—whether to uphold, increase, or partially modify the Score—will be made by UrbanMount in its sole discretion. Specialists seeking to appeal a penalty are encouraged to provide as much clarity and documentation as possible. This might include messages exchanged with the Client, photos or videos depicting proper service completion, or evidence of any specific situation that warrants an exception (e.g., an unforeseen health emergency or a legitimate safety issue at the Client’s premises). The objective of this review process is to maintain fairness while also preserving the reliability and consistency of the Performance Score system as a whole.

13.5 No Guarantee or Promise of Specific Outcomes

A favorable Performance Score, even if earned through consistent five-star reviews and high acceptance rates, does not guarantee the Specialist will always receive a certain volume of job requests or a particular income level. It also does not ensure that the Specialist will rank in the same position across all Clients’ search queries or AutoMatch processes. The Score is entirely for UrbanMount’s internal use, helping to prioritize certain Specialists who demonstrate promptness, courtesy, quality work, and compliance with all relevant policies. Specialists must recognize that the Performance Score is not intended to serve as any form of professional evaluation, endorsement, license verification, or insurance guarantee. Likewise, it does not convert the Specialist into an employee, agent, or representative of UrbanMount; the relationship remains that of independent contractor and technology platform.

13.6 No Property Right or Entitlement

By using the UrbanMount Platform, every Specialist acknowledges and agrees that they have no vested property interest or legal entitlement to any specific Performance Score or ranking, nor to being displayed first in any listing or matched with a particular number of potential Clients. The Score remains fluid over time and is subject to continuous updates based on newly collected data, changes in user behavior, or UrbanMount’s modifications to the scoring algorithm. Consequently, a Specialist’s Score and associated rank may fluctuate without prior notice. Specialists have no grounds to claim damages or lost revenue based on these shifts, given that the Performance Score is not a contractual guarantee of work.

13.7 Final and Binding Decisions

UrbanMount makes all determinations regarding the Performance Score in its sole discretion, including decisions about penalties for negative events, adjustments after a Specialist’s request for review, and the weighting or modifications of contributing factors. These determinations are final, binding, and not subject to further internal appeal beyond the processes that UrbanMount may voluntarily offer. Should UrbanMount discover evidence suggesting a Specialist attempted to manipulate or undermine the Score—for example, by faking positive reviews, sabotaging competitors, or engaging in dishonest behavior—UrbanMount retains the right to impose additional penalties, such as immediate suspension or permanent deactivation from the Platform. Any formal or informal ranking system is provided purely as an operational convenience to help facilitate a more efficient marketplace; UrbanMount disclaims all liability for alleged damages or losses that a Specialist might attribute to a lower Performance Score or decreased visibility under these terms.


14. Content Submitted by Users

Users may post text, reviews, photos, or other content (“User Content”). By submitting any content, you:

  1. Grant UrbanMount a non-exclusive, transferrable, worldwide, royalty-free, perpetual license to use, display, modify, and distribute it for Platform-related operations or promotional endeavors.

  2. Acknowledge that UrbanMount has no obligation to screen or remove content, but we may do so if it’s unlawful, harassing, infringing, or violates policy.

  3. Warrant that you have the rights to post such content, and that posting it does not violate any laws or third-party rights.

Ratings or reviews reflect personal opinions, not the stance of UrbanMount. We are not liable for defamation or inaccuracies that appear in user-posted content, but we may remove especially harmful or policy-violating materials at our discretion.


15. Communications and Consents

By providing a phone number or email, you consent to receiving communications from UrbanMount, including text messages, calls with pre-recorded or auto-dialed technology (where lawful), push notifications, and emails related to:

  1. Operational updates (appointments, scheduling, confirmations).

  2. Marketing promotions or surveys (unless you opt out).

  3. Account or policy changes.

You can manage certain communication preferences in your account settings or device settings, although opting out of crucial operational messages may hinder full use of the Platform. We do not charge for these messages, but your carrier or ISP might.


16. Ratings, Reviews, And User-Generated Content

16.1 Scope of User-Generated Content

UrbanMount’s Platform may contain publicly accessible areas where Users can share or post comments, ratings, reviews, photos, audio, or other materials. These submissions—collectively referred to as “User-Generated Content” or “UGC”—can appear in places like forums, Q&A boards, specialist profile comments, or specialized features for uploading images or videos. By submitting any UGC, you acknowledge that UrbanMount acts solely as a passive conduit, displaying or hosting this content without assuming any responsibility or liability for its accuracy, legality, or appropriateness. UrbanMount generally does not pre-screen or actively monitor all UGC, though we reserve the right to remove or alter any submission that appears to violate our Terms of Service, infringe on legal rights, or otherwise create potential harm.

16.2 Ratings, Reviews, and Feedback

The UrbanMount Platform includes features allowing Clients (and sometimes Specialists) to leave ratings, reviews, or other forms of feedback about their experiences with services and interactions. Although we encourage honest, constructive commentary, all reviews must reflect genuine experiences. You agree not to post inflated or fake reviews, nor engage in manipulative practices such as offering incentives, bribes, discounts, or threats in exchange for removing or changing a review. UrbanMount reserves the right, at its sole discretion, to remove or edit reviews that appear to contain hate speech, slurs, threats, profanity, spam, or otherwise abusive or misleading content. However, we make no guarantee of removing or modifying any contested review, nor do we represent that we will investigate every reported instance of questionable feedback.

16.3 User Responsibilities and Warranties

By posting or transmitting UGC on or through the UrbanMount Platform, you represent and warrant that you own or control all necessary rights to the content, have the authority to grant us the license in Section 16.4, and that your UGC does not infringe on any third-party intellectual property rights or privacy interests. You also represent that your content does not violate any law, nor does it contain defamatory or harmful material, malicious code, or unauthorized personal data. Any statements or opinions expressed within UGC are those of the submitting individual alone and do not reflect UrbanMount’s own views or endorsements. You remain solely responsible for your UGC, and UrbanMount disclaims liability arising from any inaccuracy, harm, or damage that may result from it.

16.4 License and Ownership

When you post or submit any UGC, you hereby grant UrbanMount a non-exclusive, perpetual, worldwide, royalty-free, fully transferable license (with the right to sublicense) to use, reproduce, display, distribute, adapt, publish, host, transmit, and create derivative works of your UGC. This license enables us to show your posted content to other Users, promote or enhance the UrbanMount Platform, analyze usage, and store or back up data, among other platform-related purposes. While you retain your ownership in any intellectual property rights underlying your UGC, UrbanMount is neither obligated to return the content to you upon request nor to remove it once posted, except as may be required by applicable law.

16.5 Release of Liability and No Guarantee of Removal

Because UrbanMount does not systematically verify the accuracy or completeness of UGC, we assume no liability for its content, authenticity, or any harm arising from reliance on it. We also do not guarantee removal of any UGC that another User or third party considers damaging, false, or objectionable. Although we may, in our sole discretion, remove or modify content that we deem improper, abusive, or infringing, UrbanMount’s decision to act—or refrain from acting—does not create any duty or liability to any party. If you believe UGC violates your legal rights, contact us via the UrbanMount Help Center (or the DMCA instructions in Section 14 if the issue involves copyright infringement). In some instances, we may disclose the identity of the individual who posted the allegedly infringing or harmful content if required by law or upon a legal request.

16.6 Resolution of Infringing or Objectionable UGC

UrbanMount takes claims of harassment, hate speech, or intellectual property infringement seriously. If you suspect your copyrighted images or text have been used improperly on the Platform, refer to our DMCA Notice in Section 14 or contact [email protected]. We also encourage Users to report content that involves racism, bigotry, threats, personal attacks, or other forms of unlawful or clearly harmful speech. While we strive to maintain a welcoming environment, we emphasize that we are a neutral marketplace and do not actively moderate each post. Therefore, if you rely solely on user reviews or public commentary to make decisions, you do so at your own risk.

16.7 Additional Provisions and Investigations

UrbanMount reserves the right to investigate, remove, or modify any User or UGC at any time without prior notice, particularly if we suspect a Terms of Service violation, fraud, manipulation, or repeated posting of unwanted content. We may suspend or deactivate a User’s account if it appears they have repeatedly abused the rating or review system, posted fraudulent content, or violated any other aspects of these Terms. However, we do not guarantee that every instance of questionable activity will be flagged or addressed. If you are relying on third-party reviews or textual commentary to evaluate a Specialist, note that UGC alone often fails to provide a full picture of someone’s qualifications. Clients should exercise caution, gather additional details directly from the Specialist via the in-app chat, and verify references, certifications, or insurance whenever appropriate. By continuing to post or rely upon UGC, you acknowledge these inherent limitations and assume responsibility for your use of the Platform’s publicly accessible information.


17. Third-Party Links And Integrations

17.1 Overview and Disclaimer.

The UrbanMount Platform may include references or direct links to external websites, advertisements, or integrations operated by third parties (“Third-Party Sites”). Although we provide these links or integrations for your convenience, UrbanMount does not endorse, own, control, or supervise these external entities. Consequently, we make no warranty regarding their reliability, content, privacy practices, or data security. By clicking on or engaging with any link or integration to a Third-Party Site, you acknowledge that you do so entirely at your own risk and discretion. If you decide to interact with, purchase from, or provide personal information to such third parties, any resulting relationship, transaction, or dispute exists solely between you and the relevant external entity.

17.2 No Endorsement or Affiliation.

A link or reference to a Third-Party Site within the UrbanMount Platform does not imply any form of sponsorship, endorsement, partnership, or affiliation between UrbanMount and the third-party provider. We are not responsible for changes in their content, nor do we promote any specific products or services they may offer. The mention of any brand, website, or advertisement on our Platform does not constitute a recommendation, and UrbanMount disclaims any liability for your reliance on such references.

17.3 User’s Responsibility and Risk.

It is your sole responsibility to evaluate whether a Third-Party Site’s content, products, or services meet your needs. You should review the third party’s own terms of use, privacy policy, return policies, or other contractual guidelines before proceeding with a transaction or providing personal data. Any contact you have with these providers, including but not limited to engaging their services, buying materials, or sharing personal information, happens strictly between you and that provider. UrbanMount assumes no liability or responsibility for any loss, harm, or dissatisfaction arising from your dealings with external sites.

17.4 Third-Party Terms and Policies.

Once you leave the UrbanMount Platform—whether by clicking a link, integrating an app, or navigating through an advertisement—you become subject to that third party’s governing policies. These may include practices regarding data collection, cookies, billing, refunds, or dispute resolution. UrbanMount’s Terms of Service and Privacy Policy cease to apply once you are no longer on our Platform. Should a conflict arise, you must resolve it with the respective external entity, under whichever contractual or statutory frameworks govern that entity’s operations.

17.5 Liability Disclaimer.

UrbanMount hereby disclaims any liability connected to your interactions with Third-Party Sites, including claims related to product defects, fraudulent charges, incomplete deliveries, privacy breaches, or contractual failures. By using links or integrations on the UrbanMount Platform, you agree to hold us harmless from any claims, demands, losses, or damages resulting from your engagement with external providers. This disclaimer of liability extends to any direct, indirect, incidental, consequential, or special damages you may incur because of your decision to do business with or rely on external websites, advertisements, or integrations.

17.6 No Obligation to Monitor or Maintain Links.

UrbanMount does not undertake a recurring or proactive review of third-party references and reserves the right to remove or disable a link, application, or embedded content at any time if we suspect it may pose legal, security, or reputational risks. We do not, however, guarantee the immediate removal of all problematic links or references, nor can we assure that every external site will remain functional or up to date. If you encounter broken links, offensive content, or suspicious behavior on any Third-Party Site, please notify our support team at [email protected], but note that we make no warranty we will take action in every case.

17.7 Limitation of Scope.

Providing a link or reference to a Third-Party Site does not create a partnership, joint venture, agency, fiduciary, or employment relationship between UrbanMount and any external entity. Each party remains entirely independent and responsible for its own legal and financial obligations. UrbanMount’s role is limited to hosting or displaying external references for convenience, without forming any deeper collaboration or legal agreement that imposes liability on UrbanMount for the third party’s actions, content, or business practices.


18. Mobile Applications

18.1 Scope and Overview.

UrbanMount offers dedicated mobile applications (“Apps”) for both Clients and Specialists, respectively known as “UrbanMount” and “UrbanMount for Pros.” These Apps serve as complementary front-ends to our platform services, enabling on-the-go access to features such as service booking, job acceptance, messaging, push notifications, and account management. By downloading and installing any of our Apps, you acknowledge that all relevant terms—including this Agreement, our Privacy Policy, and any app store–specific rules—apply to your use of the mobile applications.

18.2 Consent to Install, Updates, and Automatic Communications.

When you install an UrbanMount App, you explicitly consent to the installation of the App on your device, as well as the subsequent receipt and installation of automatic updates or patches we may release. These updates could be critical security patches, performance enhancements, or additional features aimed at improving your user experience. In some cases, you may be required to update the App to continue using certain functionalities or maintain compliance with security standards. The Apps may also communicate with UrbanMount’s servers in real time to deliver essential features—such as scheduling, job requests, or account synchronization—and to gather performance metrics in accordance with our Privacy Policy. If you object to such data communications or to mandatory updates, your only recourse is to discontinue use and uninstall the App.

18.3 Device Compatibility and Responsibility.

It is solely your responsibility to use a compatible mobile device and operating system that meet the minimum technical requirements specified by UrbanMount or by the relevant app store (e.g., Apple’s iOS App Store or Google Play Store). We disclaim liability for any reduced functionality, crashes, or inability to install the Apps if your device does not meet these requirements. If you inadvertently download an incorrect version (for instance, an iOS version on an incompatible iPhone model), UrbanMount disclaims any responsibility for performance issues or data loss. Further, UrbanMount may terminate or suspend use of the Apps on devices it deems incompatible, unauthorized, or posing a security threat to our services, with or without prior notice.

18.4 App Store Terms and Limitations.

In addition to these Terms, your use of the UrbanMount or UrbanMount for Pros App may be governed by the terms, conditions, and policies stipulated by the external marketplace from which you obtained it, such as Apple’s App Store or Google Play (“App Store Terms”). By installing our Apps through such stores, you agree to abide by all relevant App Store Terms, including any content rules, subscription guidelines, or user interface requirements. Although UrbanMount provides the content and functionalities within our Apps, Apple, Google, or any similar platform provider is not responsible for offering support services, warranties, or remedies connected to the App’s performance. In accordance with applicable licensing terms, these third parties disavow liability for any potential claims, losses, or damages arising out of your use of the App.

18.5 App Store Sourced Applications: Apple-Specific Terms.

If you access or download an App from Apple’s iOS App Store, you understand and agree that:

  1. The license granted to you for the UrbanMount App is limited to a non-transferable right to install and use it on an iOS device you own or control, and as permitted by the “Usage Rules” set forth in the App Store Terms of Service.

  2. Apple has no responsibility for addressing any claims you or a third party may have concerning the App (such as product liability or failure to conform to legal or regulatory requirements).

  3. In the event of any failure of the App to conform to applicable warranties, you may notify Apple, but Apple will have no obligation to provide refunds or other remedies beyond applicable law or store policy.

  4. Apple is a third-party beneficiary to this Agreement for iOS Apps and thus has the right to enforce these terms against you as a user.

18.6 Licenses and Usage Restrictions.

Upon installing an UrbanMount App, you receive a limited, non-exclusive, non-transferable, revocable license to use the software solely for personal or internal business operations (e.g., for a Specialist’s independent contracting). You shall not decompile, reverse-engineer, disassemble, sublicense, modify, or create derivative works of the software or remove any proprietary notices or branding. Attempting to resell, distribute, or copy the Apps beyond the permissible scope of use can result in immediate account suspension or legal action, at UrbanMount’s discretion.

18.7 Push Notifications, In-App Messages, and Alerts.

By installing and using the UrbanMount Apps, you consent to receive push notifications, in-app messages, SMS notifications, or other electronic alerts. These communications may include appointment reminders, job offers, promotions, or essential updates related to your UrbanMount account. To manage or restrict notifications, you can adjust your device’s system settings or the App’s in-app notification preferences. Note that disabling certain notifications may limit your ability to receive time-sensitive or critical information, potentially affecting your experience with the UrbanMount Platform.

18.8 Updates, Patches, and Feature Changes.

In order to maintain the stability, security, and compliance of the UrbanMount Apps, we may deliver automatic or manual patches, versions, or upgrades without further notification. While we strive to release updates that enhance performance or introduce useful new features, there may be times when updated Apps address underlying security vulnerabilities or bug fixes that are essential for continued use. Failure to accept these updates or to keep your device OS current may result in incompatibility or loss of functionality, for which UrbanMount bears no responsibility.

18.9 Disclaimer and Limitations of Liability for App Usage.

To the extent permitted by law, the Apps are provided “AS IS,” without warranties of any kind, whether express or implied. UrbanMount disclaims liability for carrier-related issues, data coverage unavailability, device malfunctions, or any interruption caused by changes to device settings or OS updates. You assume the risk for any damage or data loss that could arise from using or updating the Apps, unless specified otherwise under statutory consumer protection regulations applicable in your jurisdiction.

18.10 Termination or Suspension of App Access.

UrbanMount reserves the right to suspend, terminate, or restrict your use of the Apps at any time if we suspect a breach of these Terms, detect unauthorized device usage, or identify potential risks to the UrbanMount ecosystem. If your UrbanMount account is terminated for any reason—e.g., repeated policy violations, fraudulent activity, or a severe user complaint—you must uninstall all UrbanMount software from your devices. Continuing to use the Apps after your account has been deactivated or banned is strictly prohibited and may lead to further legal or corrective actions.


19. Disclaimer of Warranties

19.1 Scope and “As Is” / “As Available” Nature of the Platform

UrbanMount provides an online marketplace that includes websites, mobile applications, and various communication tools, collectively referred to herein as the “UrbanMount Platform.” All aspects of the UrbanMount Platform—including any content, materials, features, functionalities, user postings, third-party links or services, or interactions between Users—are furnished strictly on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted under applicable law, UrbanMount (including its affiliates, parents, subsidiaries, and licensors) hereby disclaims any and all warranties, express or implied, relating to the UrbanMount Platform’s quality, reliability, availability, performance, or suitability for a particular purpose. This includes, but is not limited to, implied warranties of merchantability, fitness for any particular or general purpose, non-infringement, the expectation of good and workmanlike services, or the guarantee that access to the Platform will be uninterrupted or error-free. You acknowledge and agree that any reliance you place on data, documentation, listings, or other materials found on or accessed through the UrbanMount Platform is strictly at your own risk.

19.2 User Reliance and Assumption of Risk

By using UrbanMount, you fully assume the risks that inevitably arise from interacting with the Platform’s content, functionalities, and other Users (whether Specialists or Clients). UrbanMount does not supervise, direct, or control the performance, conduct, or scheduling of Users, nor does it vet every piece of User-Generated Content for accuracy or safety. We make no warranty that (a) the Services requested by Clients or provided by Specialists will meet any standardized criteria for safety, reliability, completeness, or timeliness, or (b) the communications between you and other Users will consistently be secure, uncorrupted, or free from unauthorized interception. If you choose to meet someone offline or invite a Specialist into your home or workspace, you alone are responsible for employing any personal safety measures or verifying references and qualifications. Neither UrbanMount nor any of its affiliates can guarantee that a Service or a Specialist’s performance will achieve a particular outcome, avoid property damage, or comply with specific local regulations.

19.3 No Guarantee of Service Outcomes or Endorsements

While UrbanMount may facilitate connections between Clients seeking short-term home services and Specialists offering such services, we do not control how a Specialist conducts their work, the prices they charge, or the ultimate quality of the outcome. You expressly acknowledge that UrbanMount does not endorse or warrant the background, insurance status, license credentials, or any claims made by a Specialist. References on the Platform to a Specialist being “background checked,” “insured,” or “licensed,” or to an “Insured” or other badge, are informational labels that rely on data submitted by the Specialist and may not reflect real-time verification of their credentials or policy coverage. UrbanMount expressly disclaims liability for any Specialist’s inaccuracies or misrepresentations about their qualifications. As a Client, you must exercise due diligence—such as reading reviews, communicating directly with the Specialist, or asking for proof of insurance—before engaging a Specialist for Services.

19.4 Limitation of Liability and Release from Certain Claims

To the fullest extent allowed under law, you agree not to hold UrbanMount or its affiliates, officers, directors, employees, agents, subsidiaries, licensors, or any corporate partners (collectively, “Members”) liable for any claims, demands, damages, losses, suits, controversies, or other liabilities (together, “Liabilities”) arising out of or in connection with your use of or inability to use the UrbanMount Platform or the Services. This includes situations where a Service fails to meet your expectations, a Specialist performs inadequately, or another User causes property damage or other harm. Under no circumstances shall UrbanMount or its Members be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, such as lost profits, lost data, loss of goodwill, computer or system failures, or service interruptions, even if we were advised of the potential for such damages. If you reside in a jurisdiction that restricts or prohibits limitations of certain liabilities, some of the above limitations may not apply to you.

In any dispute involving one or more other Users—be they Clients, Specialists, or third parties—you hereby release UrbanMount and its Members from all claims of every kind and nature, whether known or unknown, suspected or unsuspected, disclosed or undisclosed. In jurisdictions like California, you expressly waive the protections of California Civil Code §1542 or any analogous law, confirming that you voluntarily relinquish the right to claim unknown or unsuspected claims that might have materially affected your decision to release the parties identified above.

19.5 Additional Disclaimers and Essential Basis of the Bargain

Potentially Objectionable Content. The UrbanMount Platform may display or link to content or materials—whether posted by Users or automated systems—that could be offensive, harmful to minors, inaccurate, or otherwise objectionable. You agree that by using UrbanMount, you bear the burden of encountering such material and must discontinue use if you find it unsuitable.

No Legal, Financial, or Medical Advice. Nothing on or within UrbanMount, including user forums, suggested Specialist skill sets, or staff communications, constitutes legal, financial, tax, or medical advice. UrbanMount cannot serve as your attorney, financial advisor, or medical consultant. You should consult professionals in their respective fields for specialized guidance.

No Personal Liability of Officers or Employees. You further agree that you will not bring any direct claims against UrbanMount’s officers, directors, employees, or related individuals for actions taken within the scope of their employment or involvement with the Platform. Any liability, if applicable, attaches to UrbanMount as a corporate entity rather than to individuals, to the fullest extent permitted by law.

Essential Basis of the Bargain. The disclaimers, exclusions, and limitations of liability set out in this Section (and elsewhere in this Agreement) form a critical foundation of the arrangement between you and UrbanMount. If you do not believe these terms are reasonable, or you require greater assurances against potential risks or damages, you should not use UrbanMount. By accessing or continuing to use UrbanMount’s services, you acknowledge that this arrangement—including all disclaimers and liability limitations—is essential to our willingness to offer or continue providing the Platform’s functionalities to you.


20. INDEMNIFICATION

20.1 Indemnification Obligation

You agree to defend, indemnify, and hold harmless UM Technologies Inc. d/b/a UrbanMount (“UrbanMount”), along with its parents, subsidiaries, affiliates, employees, officers, directors, agents, licensors, independent contractors, vendors, and partners (collectively, “UrbanMount and Affiliates”) from and against any and all liabilities, losses, claims, demands, damages, expenses, or suits—including reasonable attorneys’ fees and costs (together, “Liabilities”)—arising out of or related to:

  1. Your Use or Misuse of the UrbanMount Platform. This includes any alleged or actual misconduct or negligence committed by you while interacting with other Users, posting content, or performing or receiving Services (if you are a Specialist).

  2. Violation of This Agreement or Applicable Law. Any breach of these Terms, supplementary policies incorporated by reference, or any other rules or regulations connected to your use of UrbanMount’s services.

  3. Violation of Third-Party Rights. Such violations might include, but are not limited to, infringement of another party’s intellectual property rights or the breach of someone’s rights of privacy, publicity, or confidentiality.

  4. Content You Submit. Any claim that the text, images, links, software, or other materials you upload or share through the UrbanMount Platform infringes or violates the rights of another, contains malicious code, or otherwise causes damage or harm.

  5. Client’s Agents or Other Designates (If Applicable). If you are a Client and you designate someone else to oversee or authorize a Service (“Client’s Agent”), you are liable for that individual’s actions or omissions in connection with the Service.

  6. Acts or Omissions in Services (If You Are a Specialist). This covers any real or alleged wrongdoing while performing Services for a Client, including but not limited to property damage, inadequate performance, personal injuries arising from your work, or misrepresentations about your licensure, insurance, or skill set.

20.2 Right to Assume Defense

UrbanMount reserves the right, at its own expense and in its sole discretion, to assume the exclusive defense and control of any matter otherwise subject to your indemnification obligations. You agree to fully cooperate with us if we choose to exercise this right. Failure to cooperate can result in increased exposure to liability for which you may be responsible.

20.3 No Settlement Without Consent

You shall not enter into any settlement, stipulation, or compromise of a claim or Liability covered by this Section that imposes any obligation or liability on UrbanMount and Affiliates—or affects UrbanMount’s legal or equitable rights—without first obtaining our prior written consent. UrbanMount retains sole discretion to accept or reject any proposed settlement affecting its interests.

20.4 Survival of Indemnification Obligations

Your obligations under this Section survive the termination, expiration, or cancellation of this Agreement and/or your use of the UrbanMount Platform, whether voluntarily or involuntarily. This means that even if you close your account or otherwise cease using UrbanMount’s services, the indemnification commitments you made herein remain in effect with regard to any conduct, transactions, or content that arose or originated before such termination.


21. Dispute Resolution and Governing Law

21.1 Informal Negotiations

Initial Dispute Resolution. Before initiating any formal legal action—such as filing a lawsuit, commencing arbitration, or pursuing other proceedings—both you and UrbanMount agree to engage in a good-faith attempt to negotiate any dispute, controversy, or claim (“Dispute”) for at least thirty (30) days. The goal is to address and resolve the Dispute informally before escalating to more formal channels.

Written Notice and Procedure. This informal negotiation process (the “Informal Negotiations”) begins when a party provides written notice to the other at the address on file. If you reside in North America, you must send your notice to:

UM Technologies Inc.

8 The Green #19450

Dover, DE 19901

UrbanMount will send notice to the physical or email address associated with your account (or another address if you have specifically provided an alternative). If you reside outside the U.S., UrbanMount may specify a different contact address via separate disclosures.

30-Day Minimum. During these thirty (30) days, both parties will attempt to negotiate in good faith, sharing relevant information and proposing reasonable solutions. If, after this period, there is no mutually acceptable resolution, either party may proceed with any legal remedy available, including binding arbitration (for U.S. Users) or litigation where appropriate.

21.2 Binding Arbitration for U.S. Users

Scope. Except for specific “Excluded Disputes” described in Section 21.3 below, you and UrbanMount agree that any Dispute—whether existing currently or arising in the future—that relates in any way to this Agreement, your use of the UrbanMount Platform, or any Services facilitated therein, shall be resolved through final and binding arbitration. This Arbitration Agreement is governed by the Federal Arbitration Act (FAA), reflecting a transaction involving interstate commerce.

Administration and Rules. The arbitration shall be conducted by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules and, where appropriate, the AAA Consumer Arbitration Rules. You may review these rules at www.adr.org or request them directly from the AAA.

Arbitrator Authority. The arbitrator, rather than any court, holds exclusive authority to resolve all Disputes regarding the interpretation, applicability, formation, or enforceability of this Arbitration Agreement, except that the validity or enforceability of the Class Action Waiver (Section 21.4) is determined by a court of competent jurisdiction, rather than an arbitrator.

Costs and Fees. If you demonstrate to the AAA or UrbanMount that arbitration costs create an undue financial burden, UrbanMount will cover your share of the AAA filing fees if and to the extent required by the AAA’s own rules or by applicable law. Unless the arbitrator or applicable law directs otherwise, each party is responsible for its own attorneys’ fees and other legal costs.

21.3 Excluded Disputes

Intellectual Property Claims. If a Dispute involves the protection or enforcement of intellectual property rights—such as copyrights, patents, trade secrets, or trademarks—arbitration is not mandated. Each party retains the right to seek relief regarding intellectual property in a court of law.

Small Claims Court. If your Dispute meets the monetary threshold and other local criteria, you or UrbanMount may opt to bring the matter in small claims court, as long as the claim remains in that court’s jurisdiction and is not combined with other claims.

Non-Arbitrable Statutes. Certain federal or state claims may be statutorily exempt from binding arbitration. In such cases, the laws or regulations that explicitly prohibit arbitration for that category of dispute govern.

Injunctive Relief. Each party retains the right to seek immediate injunctive relief (e.g., temporary restraining orders or preliminary injunctions) in court to preserve the status quo or prevent irreparable harm pending the outcome of the arbitration, especially where urgent protection of rights is needed.

21.4 Class Action Waiver

Individual Basis Only. Any Dispute, whether subject to arbitration or litigation, must proceed on an individual (non-class, non-collective) basis. You and UrbanMount expressly waive the right to pursue or defend claims as a plaintiff or a member in any purported class, consolidated, or representative action.

No Class or Representative Actions. Neither you nor UrbanMount shall have any right or authority to bring or participate in class or representative actions in arbitration or any other proceeding.

Court Determination. A court of competent jurisdiction, rather than an arbitrator, will decide any challenge to the formation, interpretation, applicability, or enforceability of this Class Action Waiver provision.

Effect of Waiver Invalidity. If a court finds this Class Action Waiver unenforceable, the entire Arbitration Agreement (Sections 21.2–21.4) becomes null and void as to that Dispute. In such a scenario, the Dispute may proceed in court, subject to other applicable provisions of this Agreement.

21.5 Arbitration Procedure

Initiation and Statute of Limitations. To begin arbitration, the party asserting a Dispute must file a written demand for arbitration with the AAA within the statute of limitations period that would apply if the Dispute were brought in a court of law. The arbitrator will apply any statute of limitations that a court would apply.

Hearing Location. The hearing will typically take place in the county or city where you reside, unless you and UrbanMount agree to an alternate location. If you reside outside the United States, UrbanMount may choose a U.S. location or a virtual hearing, according to AAA procedures.

Remedies and Written Decision. The arbitrator may award any remedies or relief that a court of competent jurisdiction could award under applicable law. The arbitrator’s decision and award must be issued in writing, stating the essential findings and conclusions upon which the award is based. Any court with jurisdiction may enter judgment on the arbitrator’s award.

21.6 Opt-Out of Arbitration (Where Permitted)

30-Day Right to Opt Out. If you do not wish to be bound by this Arbitration Agreement, you must provide UrbanMount with written notice of your decision to opt out within thirty (30) days of first agreeing to this Agreement or within thirty (30) days after any subsequent changes to the Arbitration Agreement. You must send this notice to the address in Section 21.1 (or any updated address UrbanMount provides).

Method and Effect. Your written opt-out notice must include your full name, the email associated with your UrbanMount account, and an unequivocal statement that you decline arbitration. If you opt out, neither you nor UrbanMount can compel the other to arbitrate, although all other terms remain in effect. If you fail to opt out within the thirty (30) day window, you will be deemed to have irrevocably consented to arbitration for all Disputes.

21.7 Additional State- or Country-Specific Terms

U.S. and Canada. Users in the United States and Canada are subject to binding arbitration and the class action waiver, except where expressly prohibited by local law.

Other Jurisdictions. If you are located outside North America, specialized consumer protection rules or additional terms might modify or supersede portions of this Section, consistent with local legislation or jurisdiction-specific guidelines.

21.8 Venue, Governing Law, and Enforcement

Governing Law. Except where local law prohibits, this Agreement is governed by the laws of the State of Delaware, without giving effect to any choice or conflict of law provisions. The Federal Arbitration Act governs the interpretation and enforcement of Section 21.2 (Arbitration Agreement).

Venue for Non-Arbitrable Claims. If any Dispute is found or determined to be non-arbitrable or if arbitration is otherwise inapplicable or unenforceable, you irrevocably consent to the exclusive jurisdiction and venue of the state or federal courts located in or around Dover, Delaware, unless otherwise prescribed by local law. You agree not to assert that such location is inconvenient.

Enforcement and Judgment. Any court with jurisdiction may enter judgment on an arbitration award. This Section also does not prohibit any party from seeking injunctive or equitable relief in a court of law to prevent irreparable harm related to intellectual property or other urgent matters pending the conclusion of the arbitration.

21.9 Survival

All dispute resolution provisions described in this Section 21 (including any subsections and the class action waiver) survive the termination or expiration of this Agreement. Even if you or UrbanMount close or terminate your accounts, these obligations regarding dispute resolution remain in effect for any issues arising from events or transactions predating such termination.


22. Termination and Suspension

22.1 Voluntary Termination.

You may terminate your UrbanMount account at any time by contacting us. However, any pending obligations remain. If you have incomplete bookings or outstanding balances, you must resolve them.

22.2 Involuntary Suspension or Termination.

We may restrict your account or access if we detect any violation of these Terms, potential fraud, repeated cancellations, or other misconduct. During suspension, you cannot accept or post new jobs. Any funds you owe or that you have in your account balance might be withheld pending investigation.

22.3 Post-Termination Effects.

Clauses regarding indemnification, dispute resolution, disclaimers, or limitation of liability continue in effect. We may preserve your data for legal compliance or legitimate business reasons as described in our Privacy Policy.


23. Confidentiality

In using the Platform, you may see nonpublic or proprietary information about UrbanMount’s software, finances, or future product plans. You agree not to disclose or use such confidential information for personal gain or to compete with UrbanMount, unless required by law. If you believe you must disclose it to comply with a legal process, you will notify us promptly, if legally permissible, so we can contest or limit the scope of that disclosure.


24. Assignment and Subcontracting

UrbanMount, at its discretion, may assign this Agreement or any of its rights/obligations to an affiliate or in connection with a merger, acquisition, or asset sale. You may not assign or transfer your account or obligations without our prior written consent. Specialists can only subcontract services with the Client’s explicit knowledge and approval; they remain fully responsible for any assistants or subcontractors engaged.


25. Force Majeure

Neither party is liable for delays or nonperformance caused by events beyond their reasonable control, including but not limited to natural disasters, strikes, labor disputes, power or internet outages, acts of terror, or governmental directives. If a force majeure event lasts more than thirty (30) days, the unaffected party may terminate any unperformed obligations.


26. Entire Agreement; No Waiver

These Terms, including additional policies (SafeStay, Performance Score guidelines, etc.), represent the entire agreement between you and UrbanMount regarding the Platform. Any prior agreements or arrangements are superseded. Failure by either party to enforce any part of this Agreement does not constitute a waiver of future enforcement of that or any other part.


27. Changes to this Agreement

UrbanMount reserves the right to amend these Terms from time to time. If changes are material, we will provide notice (e.g., email, pop-up, or prominent message in the Platform). Continued use after such notice means you accept the revised Terms. If you do not agree with any update, you must stop using the Platform.


28. Severability

If any portion of this Agreement is deemed invalid or unenforceable by a court or arbitrator, it shall be interpreted, to the greatest extent possible, to reflect the parties’ original intent. All other provisions remain in force. Section headings or titles are for convenience only and do not affect the meaning or interpretation of the text.


29. Contact Information and Notices

UrbanMount’s official mailing address and primary contact method is:

UM Technologies Inc.

8 The Green #19450

Dover, DE 19901

We may send you notices to the email, phone, or physical address you provided. You agree to keep that information updated and to check your registered inbox for important communications.


30. Additional State-Specific Disclosures

Where applicable, certain consumer protection laws or licensing regulations may override some terms.

30.1 California Residents.

Refer to our Privacy Policy for rights under the California Consumer Privacy Act (CCPA), including “Do Not Sell” or “Right to Know” requests. Automatic subscription renewals, if any, will comply with the California Automatic Renewal Law.

30.2 New York Residents.

Certain tasks labeled as “home improvements” may require a Specialist to have a valid Home Improvement Contractor License. Clients are responsible for verifying the Specialist’s compliance.

30.3 Other Jurisdictions.

If local law in your area imposes different or additional obligations or disclaimers, that local law shall apply solely to the extent of direct conflict, without negating the rest of this Agreement.


FINAL ACKNOWLEDGMENT

By clicking “Accept,” creating an account, or otherwise using any part of the UrbanMount Platform, you acknowledge that you have read these Terms of Service in their entirety and agree to be legally bound by them. You further acknowledge key points, including:

  1. No Guarantee or Warranties: UrbanMount does not guarantee any particular outcome from Specialists, nor do we warrant a Specialist’s credentials, insurance, or qualifications.

  2. Revised Cancellation Policy: We impose strict fees for cancellations within 24 hours, with no blanket “emergency exception.”

  3. SafeStay: Only covers certain property damage/theft up to $2,500 under specific conditions; it does not replace personal insurance or cover personal injuries.

  4. Arbitration and Class Waiver: Most disputes must be arbitrated individually if you are in the U.S., as described in Section 21.

If you do not consent to these Terms or any future modifications, you must cease using the UrbanMount Platform immediately.


If you have any questions, please reach out to [email protected] or visit our Help Center at www.urban-mount.com/help for additional guidance.

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